Everyone is approved at Luna Brothers Auto Sales
Financing in 4 quick steps
Pick a car, fill out the short application, get approved, and drive home. No surprises, no long waits. The whole process moves fast.
What does my payment plan look like?
We shape your financing to fit your paycheck. Pick a plan that feels right, and we'll help you drive today.
Standard
$0
downThe simple route for buyers with a little room in the budget. Get approved fast with flexible terms.
Flexible down payment
Weekly or monthly payments
No prepayment penalty
Low Down
$500
downOur most popular route for first-time buyers. A small down payment and monthly terms to match your situation.
Low down payment
Bi-weekly payment options
Bankruptcy and repo OK
On-site mechanic inspection
Zero Down
$0
downPerfect for those who need wheels now but can't manage a big payment upfront. Easy, clear terms.
No down payment needed
Flexible credit terms
Pay weekly or monthly
Straight answers about bankruptcy and bad credit
Browse our answers below. Still need help? Contact us.
Stories from the Open Road
After my bankruptcy, I figured no dealer would even talk to me. Luna Brothers went through my budget, found a car that fit, and had me approved that same afternoon.
James H.
Approved after bankruptcy
I had a repo on my record and was bracing for another lecture. Instead, they just asked what I could pay each month and made it work. No shame, no runaround.
Marcus T.
Financed after repo
My credit was rough from a divorce, and I needed a reliable car fast. They worked with me on a plan that didn't wreck my budget. I tell everyone about this place.
Linda P.
Rebaught after credit struggles
Every other lot ran my credit and said no. These folks looked at my income, not my past. Six months later, my payments are on time and my score is climbing.
Derrick W.
Rebuilding credit one payment at a time
Your approval letter is waiting
Start your application now and get pre-approved before you even pick a car. It takes minutes, and your credit history won't hold you back.